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    • STATE BANKING LAWS—D.D.C.: Merchant groups challenge OCC, NCUA actions to thwart Illinois swipe fee law
    • BANKING OPERATIONS—ICBA opposes Rain National Trust Bank charter application
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    • CHECKS AND ELECTRONIC TRANSFERS—Fed approves 2027 payment fees and check service changes
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    • ENFORCEMENT ACTIONS—Acima agrees to $183.5 million multi-state settlement over rental purchase agreements
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    • FINANCIAL STABILITY—OCC finds modest credit risk, flags emerging financing risks
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    • FINANCIAL TECHNOLOGY—ABA releases analysis on states’ digital asset policies
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    • MERGERS AND AQUISITIONS—California imposes conditions on Western Union’s proposed acquisition of Intermex
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    • PRUDENTIAL REGULATION—AFC supports Foster’s regulatory software study proposal
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    Banking and Finance Law Daily Wrap Up, FINANCIAL TECHNOLOGY—ABA releases analysis on states’ digital asset policies, (Nov 13, 2026)

    Organizations Mentioned:American Bankers Association

    By Steven D. Cole, J.D.

    The ABA Staff Analysis is intended to aid state policymakers with implementation of the GENIUS Act.

    The most recent Staff Analysis released by the American Bankers Association (ABA) evaluates the regulatory framework for stablecoins under the Guiding ...

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