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    • STATE BANKING LAWS—D.D.C.: Merchant groups challenge OCC, NCUA actions to thwart Illinois swipe fee law
    • BANKING OPERATIONS—ICBA opposes Rain National Trust Bank charter application
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    • CHECKS AND ELECTRONIC TRANSFERS—Fed approves 2027 payment fees and check service changes
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    • ENFORCEMENT ACTIONS—Acima agrees to $183.5 million multi-state settlement over rental purchase agreements
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    • FINANCIAL STABILITY—OCC finds modest credit risk, flags emerging financing risks
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    • FINANCIAL TECHNOLOGY—ABA releases analysis on states’ digital asset policies
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    • MERGERS AND AQUISITIONS—California imposes conditions on Western Union’s proposed acquisition of Intermex
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    • PRUDENTIAL REGULATION—AFC supports Foster’s regulatory software study proposal
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    Banking and Finance Law Daily Wrap Up, ENFORCEMENT ACTIONS—Acima agrees to $183.5 million multi-state settlement over rental purchase agreements, (Nov 13, 2026)

    Organizations Mentioned:Acima Digital, LLC | Acima Holdings, LLC | Rent-A-Center East, Inc. | Upbound Group, Inc.

    By Charles A. Menke, J.D.

    The settlement includes $43 million in restitution for consumers, a $10.5 million payment to the states, and lease balance reductions totaling $130 million.

    New Jersey Attorney General Jennifer Davenport announced that Acima Digital, LLC, and its pare ...

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