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    • STATE BANKING LAWS—D.D.C.: Merchant groups challenge OCC, NCUA actions to thwart Illinois swipe fee law
    • BANKING OPERATIONS—ICBA opposes Rain National Trust Bank charter application
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    • CHECKS AND ELECTRONIC TRANSFERS—Fed approves 2027 payment fees and check service changes
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    • ENFORCEMENT ACTIONS—Acima agrees to $183.5 million multi-state settlement over rental purchase agreements
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    • FINANCIAL STABILITY—OCC finds modest credit risk, flags emerging financing risks
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    • FINANCIAL TECHNOLOGY—ABA releases analysis on states’ digital asset policies
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    • MERGERS AND AQUISITIONS—California imposes conditions on Western Union’s proposed acquisition of Intermex
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    • PRUDENTIAL REGULATION—AFC supports Foster’s regulatory software study proposal
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    Banking and Finance Law Daily Wrap Up, CHECKS AND ELECTRONIC TRANSFERS—Fed approves 2027 payment fees and check service changes, (Nov 13, 2026)

    By Colleen M. Svelnis, J.D.

    Check Services customers face an estimated 5.4 percent average price increase. Narrower processing windows take effect in May, after January fee changes.

    The Federal Reserve Board announced that the approved 2027 payment service fee schedules will tak ...

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