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    • PRUDENTIAL REGULATION—Fed announces plans to restructure supervision, update community bank regulations
    • BANKING OPERATIONS—OCC says national banks may offer personal guarantee insurance related to commercial lending
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    • FAIR CREDIT REPORTING—GAO sees early signs mortgage trigger-lead curbs may reduce solicitations, preserve shopping
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    • OVERSIGHT AND INVESTIGATION—Warren seek input from FHFA’s Pulte on GAO access, audit answers by October 16
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    • SECURITIES AND DERIVATIVES—OCC gives banks no-action relief on interaffiliate initial margin
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    • WORTH NOTING—Other regulatory, legislative, litigation, and industry developments
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    Banking and Finance Law Daily Wrap Up, FAIR CREDIT REPORTING—GAO sees early signs mortgage trigger-lead curbs may reduce solicitations, preserve shopping, (Oct 7, 2026)

    By Kathleen Bianco, J.D.

    GAO estimated that no more than 3.5 percent of homebuyers may have obtained a mortgage through a trigger-lead offer.

    According to a Government Accountability Office (GAO) report issued this month, early indications suggest new Fair Credit Reporting Ac ...

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