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    • PRUDENTIAL REGULATION—Fed announces plans to restructure supervision, update community bank regulations
    • BANKING OPERATIONS—OCC says national banks may offer personal guarantee insurance related to commercial lending
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    • FAIR CREDIT REPORTING—GAO sees early signs mortgage trigger-lead curbs may reduce solicitations, preserve shopping
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    • OVERSIGHT AND INVESTIGATION—Warren seek input from FHFA’s Pulte on GAO access, audit answers by October 16
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    • SECURITIES AND DERIVATIVES—OCC gives banks no-action relief on interaffiliate initial margin
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    • WORTH NOTING—Other regulatory, legislative, litigation, and industry developments
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    Banking and Finance Law Daily Wrap Up, BANKING OPERATIONS—OCC says national banks may offer personal guarantee insurance related to commercial lending, (Oct 7, 2026)

    By Colleen M. Svelnis, J.D.

    The bank would offer personal guarantee insurance to a guarantor when the guarantor signs the loan guarantee, placing the insurance alongside the lending product.

    The Office of the Comptroller of the Currency (OCC) has concluded that a national bank m ...

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