Banking and Finance Law Daily Wrap Up, REGULATION TRACKER—Upcoming comment deadlines and effective dates, (Sep 21, 2026)

By WK Editorial Staff

Comment deadlines and effective dates for regulatory activity issued by the federal financial institution agencies.

The Banking and Finance Law Daily Regulation Tracker includes a Proposed Rules Comment Calendar and a table of Final Rule Effective Dates. Recent activity includes the following:

The Federal Deposit Insurance Corporation has issued a notice of proposed rulemaking to modernize and reform the process by which the FDIC reviews merger transactions subject to FDIC approval under the Bank Merger Act (BMA). The proposed rule would tailor the merger filing and processing requirements to reflect the risk profile of a merger transaction and the attributes of the acquiring institution, institution to be acquired, and resulting institution as well as reduce or remove outdated provisions. Additionally, the proposed rule would comprehensively reform the FDIC’s approach to evaluating the statutory factors under the BMA.

The FDIC has also issued a notice of proposed rulemaking that would amend the agency’s regulations to promote parity between state banks and national banks. Under the proposed rule, when host state laws do not apply to a national bank, those laws would similarly not apply to an out-of-state state-chartered bank providing services in the host state, regardless of whether the state bank has a branch in the host state. Consistent with Section 24(j) of the Federal Deposit Insurance Act (FDI Act), the law of the state bank’s chartering state would apply. The proposed rule would not affect the interest rates state banks are permitted to charge with respect to any of their loans, which are governed by Section 27 of the FDI Act.

See the Regulation Tracker for details.

RegulatoryActivity: BankingOperations MergersAcquisitions PrudentialRegulation StateBankingLaws