Securities Regulation Daily Wrap Up, FINRA NEWS AND SPEECHES—FINRA report shows a modest trend toward more cautious investing behaviors, (Jan 13, 2026)
Organizations Mentioned:FINRA Investor Education Foundation | Financial Industry Regulatory Authority
By R. Jason Howard, J.D.
Report finds the need for more education and protection measures for investors.
A report published by FINRA outlines findings from the Investor Survey component of the FINRA Investor Education Foundation’s 2024 National Financial Capability Study (NFCS) and addresses core measures such as investment ownership, attitudes towards investing and investor knowledge as well as expanded topics, such as attitudes towards risk, reliance on finfluencers, and knowledge of investment fraud.
The report, titled, “Investors in the United States: A Report of the National Financial Capability Study,” concludes that the surge in young investors that entered the market early in the pandemic has reversed direction and has brought the share of U.S. adults under 35 who invest back down to the 2018 level. In addition, the report notes that the study shows a “modest trend toward more cautious attitudes and behaviors” with more investors showing concern over losing money due to fraud. The findings, according to FINRA, “highlight the need for investor education and protection measures for both new investors and many long-term investors.”
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