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    • STATE BANKING LAWS—New York proposes risk-based overhaul of bank investment filings
    • COMMUNITY DEVELOPMENT—Treasury urged to prevent loopholes in ROAD to Housing Act rule
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    • FINANCIAL TECHNOLOGY—ICBA, AFC seek Treasury stablecoin issuer boundaries
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    • OVERSIGHT AND INVESTIGATION—Blumenthal seeks Tether, Nxum records
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    • STATE BANKING LAWS—NYDFS proposes e-apostilles for foreign banking documents
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    Banking and Finance Law Daily Wrap Up, FINANCIAL TECHNOLOGY—ICBA, AFC seek Treasury stablecoin issuer boundaries, (Oct 23, 2026)

    Organizations Mentioned:American Bankers Association | American Fintech Council | Better Markets | Independent Community Bankers of America

    By Lauren Bikoff, MLS

    ICBA estimated that a $1.2 trillion no-yield stablecoin market would reduce community bank lending by $141 billion, or 3.5 percent.

    In separate comment letters, the Independent Community Bankers of America (ICBA) and American Fintech Council (AFC) urg ...

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