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    • OVERSIGHT AND INVESTIGATION—Warren probes reported early access to Fed-commissioned SVB report
    • COMMUNITY DEVELOPMENT—Senate Democrats ask regulators to rescind proposed CRA changes
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    • ENFORCEMENT ACTIONS—New York AG announces Celsius deal: up to $35 million, permanent ban
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    • FINANCIAL STABILITY—FSB finalizes AI Practices, flags cross-border stablecoin gaps
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    • FINANCIAL STABILITY—Fed survey finds income, net-worth gains but more late payments
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    Banking and Finance Law Daily Wrap Up, FINANCIAL STABILITY—Fed survey finds income, net-worth gains but more late payments, (Oct 13, 2026)

    By Patricia K. Ruiz, J.D.

    The delinquency question covered families with debt at interview; reported late payments rose from 12.2 percent to 19.6 percent, and 8.2 percent were at least two months late.

    The Federal Reserve Board’s 2025 Survey of Consumer Finances found m ...

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