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    • FINANCIAL TECHNOLOGY—OCC finalizes GENIUS Act payment stablecoin rule for 2027
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    • CAPITAL AND BASEL ACCORDS—Study links Basel III, stress tests to construction lending decline
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    Banking and Finance Law Daily Wrap Up, CAPITAL AND BASEL ACCORDS—Study links Basel III, stress tests to construction lending decline, (Oct 21, 2026)

    By Kathleen Bianco, J.D.

    Builders previously financed by stress-tested banks saw borrowing fall 31.5 percent and new-home sales decline 11.0 percent relative to a comparison group after 2013.

    A research brief authored by Sheridan Titman, Deheng Xu, and Yiyuan Zhang and publis ...

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