Banking and Finance Law Daily Wrap Up, BLOG TRACKER—Noteworthy blog posts and other commentary, (Mar 12, 2026)

By WK Editorial Staff

The week’s most insightful, intriguing, or entertaining blog posts from the banking and financial services community.

• BPI Blog, Post-Crisis Government Litigation Led to a Decline in Low-Income Mortgage Lending, by W. Scott Frame , Kristopher Gerardi , Erik Mayer , Billy Xu and Lawrence Zhao

• Competitive Enterprise Institute Blog, The Senate housing bill’s road to socialism, by John Berlau

• Consumer Law & Policy Blog, Paper defending the CFPB, by Jeff Sovern

• The CLS Blue Sky Blog, Banking, Technology, and Instability, by Dan Awrey

• Consumer Bankers Association Blog, Facts Matter: The Case for Rate Caps Doesn’t Hold Up — Part II, by James Mulholland

• Consumer Finance Monitor, New York City Adopts Sweeping SHIELD Debt Collection Rule: How It Differs from Prior DCWP Rules and CFPB Regulation F, by John L. Culhane, Jr. & Alan S. Kaplinsky

• Consumer Finance Monitor, Oregon’s DIDMCA Opt-Out Legislation Heads to the Governor’s Desk, by Pilar French, Alan S. Kaplinsky, Burt M. Rublin & Ronald K. Vaske

• Eye On Housing, AD&C Loan Volume Falls Despite Declining Financing Costs, by Jesse Wade

• Global Fintech & Digital Assets Blog, OCC Issues Proposal to Implement the GENIUS Act, by Jenny Cieplak, Arthur S. Long, Parag Patel, Yvette D. Valdez, Barrie VanBrackle, Pia Naib, and Deric Behar

• The Ledger Project Blog, The Ledger Project Launches to Champion a Financial System that Works for Main Street America, by Mattie Duppler

• The Michigan Community Association Law Blog, FinCEN Real Estate Reporting, by Kevin Hirzel

• Regulatory Oversight, Virginia AG Joins Multistate Suit Over CFPB Funding Signaling More Aggressive Enforcement in the Commonwealth, by Ashley Taylor, Clay Friedman, Chris Carlson, Lauren Fincher, Stephen Piepgrass, Michael Yaghi, Matthew J. Berns, Samuel E. “Gene” Fishel, Jeff Johnson, Jay Myers, Zoe Schloss, Jessica Birdsong, Nick Gouverneur, Troy Homesley, Namrata Kang, Michael Lafleur, Philip Nickerson, Lane Page, Dascher Pasco,Kyara Rivera Rivera, Timothy Shyu, Trey Smith, Daniel Waltz, Cole White and Stephanie Kozol

• The Blockchain Monitor, Weekly Blockchain Blog – March 9, 2026, by Robert A. Musiala Jr., Keith R. Murphy and Ariana Dindiyal

Have you seen (or written) a blog post that fits the bill? Send the Banking and Finance Law Daily editors a note at BFLD@wolterskluwer.com, with a link to the suggested post.

Attorneys:- John L. Culhane, Jr., Alan S. Kaplinsky, Pilar French, Alan S. Kaplinsky, Burt M. Rublin and Ronald K. Vaske (Ballard Spahr L.L.P.); Jenny Cieplak, Arthur S. Long, Parag Patel, Yvette D. Valdez, Barrie VanBrackle, Pia Naib, and Deric Behar (Latham & Watkins LLP); Kevin Hirzel (Hirzel Law, PLC); Ashley Taylor, Clay Friedman, Chris Carlson, Lauren Fincher, Stephen Piepgrass, Michael Yaghi, Matthew J. Berns, Samuel E. “Gene” Fishel, Jeff Johnson, Jay Myers, Zoe Schloss, Jessica Birdsong, Nick Gouverneur, Troy Homesley, Namrata Kang, Michael Lafleur, Philip Nickerson, Lane Page, Dascher Pasco,Kyara Rivera Rivera, Timothy Shyu, Trey Smith, Daniel Waltz, Cole White and Stephanie Kozol (Troutman Pepper Locke); Robert A. Musiala Jr., Keith R. Murphy and Ariana Dindiyal (Baker & Hostetler LLP).

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