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    • PRUDENTIAL REGULATION—OCC updates cybersecurity supervision work program structure and references
    • BANKING OPERATIONS—AI aids banks in lending, but overall effect remains unclear, says San Francisco Fed
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    Banking and Finance Law Daily Wrap Up, BANKING OPERATIONS—AI aids banks in lending, but overall effect remains unclear, says San Francisco Fed, (Sep 22, 2026)

    Organizations Mentioned:Federal Reserve Bank of San Francisco

    By Nora Macaluso

    A letter from the regional Federal Reserve bank highlights the different ways banks use AI and how its increased use may affect lending.

    Banks use artificial intelligence (AI) to help with credit analysis, fraud detection, and other tasks, but it is & ...

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